396 Cardinal Lane
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A 3-bedroom, 2-bath single family residence in Toccoa.
Welcome home! This 3 bedroom, 2 bathroom renovated lakefront property on Lake Hartwell is ready for you just in time for the holidays. Features include a newer roof, HVAC, flooring, interior and exterior paint, plumbing, an oversized deck, and so much more. The 26x26 single slip covered dock is perfect for hosting family and friends all year long! This phenomenal lake community boasts a swimming pool, clubhouse, and storage area for boat trailers.
Property details
Property
Interior
Schools
Contact
Where it sits
Mortgage estimate
An estimate of your monthly payment, including principal, interest, taxes, and insurance. Property taxes for this listing are $4,562 annually.
Frequently asked questions
How much does 396 Cardinal Lane cost?
396 Cardinal Lane is listed at $425,000 ($169/sqft).
How many bedrooms and bathrooms does this property have?
This property has 3 bedrooms and 2 bathrooms with 2,520 square feet of living space.
When was it built?
This property was built in 1987.
What schools serve this address?
Elementary: Big A. Middle: Stephens County. High: Stephens County.
What is the lot size?
This property sits on 0.33 acres.
What are the property taxes?
Annual property taxes are approximately $4,562.
What are the HOA fees?
The HOA fee is $200 Annually.
How can I schedule a tour?
Use the form on this page, or contact Vesta Consulting Group at (678) 249-0839 or vesta@vcgrealty.com.
Other Toccoa listings worth considering.
Want to walk this property?
If 396 Cardinal Lane feels like the one — or you want to compare it against two or three other Toccoa options — the next step is a private tour with Valerie. We'll meet you there.
Valerie Gonzalez · Buyer Specialist · Vesta Consulting Group

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MLS# 7868549 · Last updated 2026-11-14 22:37:14
IDX provided by Vesta Consulting Group • (678) 249-0839 • vesta@vcgrealty.com
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Vesta Consulting Group
Keller Williams Realty Intown Atlanta
Call(678) 249-0839 Text(678) 249-0839 Emailvesta@vcgrealty.com