4121 Summers Street

A 4-bedroom, 3.5-bath single family residence in Covington.

Live beautifully. Earn effortlessly. Welcome to one of Clarks Grove’s most unique opportunities.
This thoughtfully updated cottage blends timeless charm with bold, designer-inspired touches — and introduces something rarely available in this community: a fully integrated income-producing guest cottage.
From the moment you step inside, you’ll notice the character — curated finishes, statement colors, and an inviting, light-filled layout that feels both elevated and comfortable. The main living spaces have been enhanced with updated luxury vinyl plank flooring, fresh interior and exterior paint, designer lighting, and a reconfigured layout that creates a more open and functional flow.
The kitchen has been beautifully refreshed with updated countertops, painted cabinetry, and stainless steel appliances - seamlessly connecting to the dining and living areas, making it perfect for entertaining or everyday living.
The primary suite on the main level is a true retreat, featuring a completely renovated spa-like bathroom with striking black-and-white tile, a walk-in glass shower, soaking tub, and thoughtfully selected finishes that create a clean, modern, and calming space. Walk-in closet makes enough space for two.
Upstairs, two spacious bedrooms share a full bath, offering flexibility for family, guests, or a home office.
What truly sets this property apart is the attached two-story cottage, currently operating as a successful Airbnb generating approximately $30,000 annually. Whether you continue using it as a short-term rental, private guest suite, or multi-generational living space, this addition offers unmatched versatility and income potential.
Located in the highly sought-after Clarks Grove community — just minutes from Covington’s historic square — residents enjoy a salt-water pool, fire-pit and recreation area, sidewalks, recreation field and playground, a community garden, Montessori school, community pavilion, and a vibrant, connected lifestyle. Clarks Grove is adjacent to the Cricket-Frog nature trail and is golf-cart friendly.
A rare opportunity to own a move-in ready home with built-in income potential and standout design in one of Covington’s most desirable neighborhoods.

Property details

Where it sits

Mortgage estimate

An estimate of your monthly payment, including principal, interest, taxes, and insurance. Property taxes for this listing are $4,402 annually.

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