5520 Mountain Top Place
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A 3-bedroom, 2.5-bath single family residence in Cumming.
Total Peace of Mind, Major Updates, Low-Maintenance Living & a $5,000 Seller Credit! Welcome home to this beautifully maintained residence offering the perfect combination of modern updates, comfort, convenience, and worry-free ownership. Step inside to discover a bright, inviting floor plan with spacious living areas ideal for everyday living, entertaining guests, or simply relaxing at home. This move-in-ready property is packed with valuable upgrades designed to protect your investment and provide peace of mind for years to come. The crown jewel is the brand-new roof installed on April 24, 2026, providing significant long-term value while reducing future maintenance costs and lowering insurance expenses. Additional enhancements include a whole-home surge protector to safeguard your electronics, new water heater in 2024 and a transferable home warranty that remains active through February 2027.
Enjoy effortless outdoor living with a beautifully landscaped yard and an expansive wrought-iron enclosed patio perfect for grilling, morning coffee, entertaining, or having a quiet relaxing evening outdoors. And to make it even better, all front and rear lawn care and front landscaping maintenance is included in the monthly HOA fee, excluding additional landscaping additions such as annuals/perennial flowers; allowing you to enjoy a truly low-maintenance lifestyle without the hassle of yard work. The built-in irrigation system helps keep the grounds looking lush and beautiful year-round. To make homeownership even more attainable, the seller is offering a generous $5,000 closing cost credit. Buyers may use this credit to help buy down their interest rate, reduce out-of-pocket closing expenses, prepay eligible costs, or apply it in other ways permitted by their lender. Located in the highly desirable community of Mountain Ridge, this turnkey home offers exceptional value, outstanding updates, and easy living at an attractive price of $344,900. Conveniently located with direct access to GA-400, this home offers easy access to North Georgia Premium Outlets, Cumming Marketplace, Cumming City Center, grocery stores, restaurants, entertainment, fitness centers, and everyday conveniences. Whether you're commuting, shopping, dining out, or enjoying local events, everything you need is just minutes from your front door.
Property details
Property
Interior
Schools
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Where it sits
Mortgage estimate
An estimate of your monthly payment, including principal, interest, taxes, and insurance. Property taxes for this listing are $367 annually.
Frequently asked questions
How much does 5520 Mountain Top Place cost?
5520 Mountain Top Place is listed at $344,900 ($250/sqft).
How many bedrooms and bathrooms does this property have?
This property has 3 bedrooms and 2.5 bathrooms with 1,379 square feet of living space.
When was it built?
This property was built in 2003.
What schools serve this address?
Elementary: Chestatee. Middle: North Forsyth. High: East Forsyth.
What is the lot size?
This property sits on 0.1 acres.
What are the property taxes?
Annual property taxes are approximately $367.
What are the HOA fees?
The HOA fee is $122 Monthly.
How can I schedule a tour?
Use the form on this page, or contact Vesta Consulting Group at (678) 249-0839 or vesta@vcgrealty.com.
Other Cumming listings worth considering.
Want to walk this property?
If 5520 Mountain Top Place feels like the one — or you want to compare it against two or three other Cumming options — the next step is a private tour with Valerie. We'll meet you there.
Valerie Gonzalez · Buyer Specialist · Vesta Consulting Group

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MLS# 7781191 · Last updated 2026-06-03 17:06:44
IDX provided by Vesta Consulting Group • (678) 249-0839 • vesta@vcgrealty.com
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Vesta Consulting Group
Keller Williams Realty Intown Atlanta
Call(678) 249-0839 Text(678) 249-0839 Emailvesta@vcgrealty.com